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Vaccine Mandate . Vaccine ID Protest in PEI

2/12/2022

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On a week when a judge ordered protesters at the Ambassador Bridge over the U.S.-Canadian border to end the 5-day-old blockade thousand and thousands of Canadians and Islanders joined forces to peacefully protest against vaccine mandates, vaccine ID cards and mask restrictions that literally have ruined the lives and livelihood of thousands of small business owners and staff, caused serious mental health issues and financial ruin for many islanders and their families and friends. The overriding message from participants and by standers is its time to stop the fear and get back to living life again.

Unfortunately politicians did not meet or give any speeches to the crowd but the P.E.I. government intends to drop the requirement for Islanders and visitors to isolate for four days after arriving at an entry point. It was imposed in late 2021 when Omicron variant case numbers began to rise elsewhere in Canada. Although this is a start, government sponsored ID segregation and mask mandates are yet to be eliminated, but hopefully there will be an announcement soon on these policies.

Now there is widespread community transmission on the Island, almost all of these cases are very mild. The convoy had trucks, cars, tractors and big wheel trucks and all very cheerfully and peaceful agreeing that its time to end these mask mandates, ID card registrations and vaccine cards restrictions and get back to building an economy decimated by the virus and governments restrictions on its populations.

With close to 93.7 per cent of residents over 12 had gotten at least two shots of a COVID-19 vaccinated, and 67.4 per cent of children aged 5 to 11 had at least one dose so its time to stop and try to heal. We are unsure of the devastation on small business: closures, job loss, suicides - it probably never will be publicized - but we have seen hundreds of job losses, business closures and financial ruin just in PEI.

Here at Atlantic Business Federation we agree with the stand of Islanders to end these vaccine mandates and ID card registrations. Obviously it was important to monitor the virus once it started and we agree it was a necessity, but now is the time to take of these masks and stop segregating the population. Presenting ID cards to eat, restrictions on places of worship and family gathering just seems like a time that we should never go back to. 

Paul Trainor is vice president and General Manager of PEI and Atlantic Business Federation. Please contact us anytime at 902 940 5927 or email office@peibf.com for feedback and conversation.


​Photos courtesy of Virtual Creations Photography . www.virtualcreations.ca

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BANK INSURANCE VS. LIFE INSURANCE

4/30/2021

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Let's Break Down the Differences Between the Two:​

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BANK INSURANCE
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LIFE INSURANCE

Control:

Mortgage Insurance
from lender
Lender owns the policy and they are the beneficiary​


Individually Owned
Term Life Insurance
You own the coverage and choose who receives the death benefit

Premiums:

Mortgage Insurance
from lender
Mortgage insurance rates are not guaranteed and can increase​


Individually Owned
Term Life Insurance
Your rates are guaranteed for the life of the policy

Portability:

Mortgage Insurance
from lender
You need to reapply for coverage if you move lenders

Individually Owned
Term Life Insurance
Coverage remains intact if you switch lenders​

Coverage Amount:

Mortgage Insurance
from lender
Coverage declines as your mortgage is paid off. Premiums stay the same​


Individually Owned
Term Life Insurance
Coverage amount stays the same even as your mortgage decreases

Comfort:

Mortgage Insurance
from lender
Underwritten at the time of death


Individually Owned
Term Life Insurance
Underwritten at the time of application.
No surprises at the time of claim
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Protecting your Retirement Income from an Unforeseen Health Risk

1/23/2021

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We know most people will make it to retirement without suffering a major illness but if you are one of the unlucky ones, what happens now?

Would you forego 1% of your annual rate of return to eliminate this risk?

Sure, you could use your savings or take out a loan to cover the unexpected costs, however, both options will have a significant impact on your retirements plans.  If you need to access your registered funds, they are taxed in the year you use them.  Accessing those funds prior to retirement is not part of your plan.
​
Pass on that risk to an insurance company.  They will take care of the rest with an illness recovery benefit.  This is a tax-free lump sum payment to cover any number of unforeseen expenses.  No need to submit receipts or to justify the costs.  

Keep your retirement goals on track
​

If you are diagnosed and survive a major illness like cancer, heart attack or stroke, you receive an illness recovery benefit payment. This will keep your retirement goals on track.

Below is an example of a typical 40-Year-old, on track, saving for retirement.

After diagnosis, he/she needs to access 100k from their registered account at age 55 to cover additional costs associated with fighting an unfortunate cancer diagnosis. The impact is significant:

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Take 1% of your annual rate of return to pay the premium.  Your future self and family will be grateful if the worst happens.  ​

902 940 5927 | Call Us at Atlantic Business Federation for more information or talk with one of our licensed advisors to go over all your options.
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   Toll Free: 1-844-940-5927 . Local (902) 940 5927
​Fax: 1 (844) 363 6243

office@atlanticbusinessfederation.com 
  • PEI Business
    • Atlantic Business Federation
    • PEI Members
    • PEI Business Directory
    • Nova Scotia Business Directory
    • NB Business Directory
    • Stay in PEI
  • Business News
    • News/Feeds/Links/Info
    • PEI Business Federation
    • PEI Business Issues
    • PEI Business Blog
  • Business Services
    • PEI Podcast Rentals
    • Point of Sale Visa MC Debit
    • PEI Bookkeeping & Accounting Services
    • PEI Marketing & Promotions
    • PEI Signs and Printing Services
    • PEI Training, Courses, Online Study
    • PEI Computer, Software Discounts
    • PEI UPS Shipping & Courier Services
    • PEI Business & Personal Services
    • PEI Telephone/Cellular/Long Distance
    • PEI Drone Services
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    • PEI Web Presence Grant
    • PEI Furnace Oil Savings
  • Insurance Services
    • PEI Employee Benefits
    • Guaranteed Issue Health Plans
    • Blue Cross Travel Insurance
    • PEI Auto Insurance
    • PEI Home Insurance
    • PEI Business Liability Insurance
    • PEI Disability Benefits
    • Application for Disability Insurance
    • PEI Life & Personal Insurance
    • Application for Life Insurance
    • PEI Business Overhead Insurance
  • Financing Services
    • Credit Card Rewards Program
    • Atlantic Equipment Financing and Leasing
    • PEI Mortgage Brokers
    • PEI Point Of Sale Benefits
    • Businesses for Sale, Rent or Lease
    • PEI Small Loans Financing
    • PEI Financial Advisors
    • PEI Bankruptcy & Debt Management Services
    • PEI Loans, Lending, Financing and Banking
  • Web Services
    • Foodbooking Apps and Websites
    • Website Design Services >
      • Web Presence Grant ABF
    • Graphic Design Services
    • Virtual Creations Web Services Studio
    • App Design Services
    • Atlantic Virtual Mall
    • Booking.com Registration
    • Logo Design Studio
    • Atlantica Domains - PEI Business Domains
  • Register
    • Services Pricing
    • Monthly Membership
    • Monthly Full Website
    • Join ABF