PEI Bankruptcy - Credit Card Counseling 

Debt Management Restructuring

 Free Consultations | Paul Trainor

    902-940 5927 - Toll Free: 1 844-940-5927

Free, Fast & Simple Confidential Consultations

PEI Personal Bankruptcy & How to File Bankruptcy

Make Debt a Thing of the Past

Debt doesn’t have to be a negative four-letter word. Whether you owe a little or are overwhelmed by a lot of debt, our services will help you improve your money management skills, manage debt, build a bright financial future and live a more stress-free life.


A debt management plan is a formal agreement between a debtor and creditor(s). Debt Management Plans help reduce outstanding, unsecured debts at a reduced level over a fixed period of time to help regain control of finances. Debt Management Plans are individually tailored based on what can be realistically afforded on a monthly basis. To achieve an accurate figure, an income and expenditure test will establish what monies are coming in and what is being paid out. Once the income and expenditure is completed, the leftover amount is your disposable income which is divided amongst creditors through a Debt Management Representative